Consumers are individuals who may be the subject of a background check, often as an applicant for employment or tenancy. PBSA assists consumers in understanding their rights and responsibilities related to background checks for employment or tenancy.

As applicants, and the subject of the reports our members prepare, you are an essential part of the background screening process. Employers, property managers and background screeners have legal requirements to follow under the Fair Credit Reporting Act (FCRA) to ensure your rights as a consumer are protected. PBSA encourages applicants to stay engaged in the process, ask questions and discuss any concerns you have with either your employer or property manager or the background screener.

The information below is intended to provide you, the subject of background check report, with general knowledge of the process, terminology used, and your rights. Note that most of the information provided is geared towards individuals in the United States; however, individuals outside of the U.S. may also find the information helpful.  In addition, there are some links for information specific to other countries. 

The following resources are provided to you on behalf of the PBSA to serve as valuable navigational tools and resources to assist you. This information is intended for general educational and informational purposes only and is not legal advice, expressed or implied. If you need legal advice, consult with a qualified, licensed attorney.